Loan Rates

Auto Loans
Loan Type APR as low as1 Maximum Terms
New or Used Autos (2013-2019) 4.49% 48 months
New or Used Autos (2013-2019) 4.74% 60 months
New or Used Autos (2013-2019) 4.99% 72 months
New or Used Autos (2013-2019) 5.59% 84 months
Used Autos (2012 & older) 5.49% 48 months
Used Autos (2012 & older) 6.49% 60 months
Used Autos (2012 & older, $20,000 minimum) 6.99% 72 months

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher.

1APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to WFCU.

Recreational Vehicles - New or Used
Loan Amount APR as low as1 Maximum Terms
$10,000 or less 6.29% 72 months
$10,001 to $20,000 6.54% 120 months
$20,001 to $35,000 6.99% 144 months
$35,001 and over 7.24% 180 months

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher.

1APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to WFCU.

Boats - New or Used
Loan Amount APR as low as1 Maximum Terms
$10,000 or less 6.29% 72 months
$10,001 to $20,000 6.54% 120 months
$20,001 to $35,000 6.99% 144 months
$35,001 and over 7.24% 180 months

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher.

1APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to WFCU.

Motorcycles / Personal Watercraft / ATVs - New & Used
Loan Amount APR as low as1 Maximum Terms
$15,000 or less 6.24% 60 months
$15,001 and over 6.74% 72 months
Other Secured Collateral 8.24% 60 months
Other Secured Collateral 8.74% 48 months

Your rate will be based on your credit score and the loan-to-value ratio of your collateral and may be higher.

1APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to WFCU.

Personal Loans
Loan Type APR as low as1 Terms
Share Secured 2.00% above share rate 60 months
Certificate Secured 2.00% above share rate certificate term
Open-end Line of Credit and Unsecured Loans 9.99%2 up to 60 months

1APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to WFCU.↵
2DPR=0.021890% (LOC only). DPR refers to DAILY PERIODIC RATE

Credit Card Rates
Card Type APR as low as1 Terms
CU Rewards Platinum MasterCard 11.99 % Revolving
Platinum MasterCard 9.99 % Revolving

1APR refers to ANNUAL PERCENTAGE RATE. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Offer good with approved credit for loans new to AACFCU.

Mortgage Rates
Loan Type Rate APR Points
30-Year Fixed 4.250% 4.441% 0.500%
15-Year Fixed 4.500% 4.763% 0.000%
10-Year Balloon 4.250% 4.457% 0.000%
Land Only Loan 6.500% 6.799% 0.000%
VA 30-Year Fixed 4.250% 4.671% 0.000%
HELOC 5.000% 5.000% 0.000%

MORTGAGE RATE INFORMATION: APR=annual percentage rate. Quoted rates are the lowest available rates and reflect all possible discounts. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Advertised rates may change at any time. Rates for home equity lines of credit are variable and are tied to the market rate. Loans may not be available in all areas. Our maximum rate for home equity loans is 18% APR. Property insurance may be required. Other restrictions may apply. Contact us for full details.

Army Aviation Center Federal Credit Union NMLS #403197


LATE CHARGES: If your payment is more than 10 days late, we may collect a late payment charge from you of 5% of the monthly principal and interest due with a minimum of $18.00 and a maximum of $100. Late charges apply to Consumer Loans only and are different for real estate secured loans.

CANCELING OR CHANGING THIS PLAN: The Credit Union has the right to change the terms of this plan from time to time after giving you any advance notice required by law. Any change will apply to future advances. At the discretion of the Credit Union and subject to any requirements of the applicable law, the change in terms will also apply to unpaid balances. An increase in the daily periodic rate under a variable or adjustable interest rate is not considered a change in terms under this plan.

Restrictions may apply. Contact us for full details.