Savings Rates

 

Effective Date: June 24, 2014

Share Draft Account (Checking)
Dividend Rate APY Minimum Balance
N/A N/A $25.00
.05% .05% $2500.00
  • Dividends are paid monthly on average balance
  • Dividends rates can change
Share Accounts (Regular, Misc. and MP, Eaglet Club)
Dividend Rate APY Minimum Balance
.10% .10% $5.00
  • Dividends will be paid with minimum balance $50.00
  • Dividends paid quarterly on average balance
  • Dividends rates may change
  • Maximum 3 withdrawals per month or $5.00 fee per withdrawal
Minor's Share Account
Dividend Rate APY Minimum Balance
.10% .10% $5.00
  • Until minor turns 21
  • Dividends paid quarterly
  • Dividends rates may change
Money Market Accounts
Dividend Rate APY Minimum Balance
.20% .20% $2,500.00-$9,999.99
.25% .25% $10,000.00-$24.999.99
.25% .25% $25,000.00-49,999.99
.30% .30% $50,000.00 and over
  • $2500.00 minimum to keep account opened
  • Dividend paid monthly
  • Dividend rates may change
Christmas Club Accounts
Dividend Rate APY Minimum Balance
.15% .15% $1.00
  • Will be $10.00 fee if withdrawn before Nov. 1st
  • Dividend rates may change
Payable on Death Account
Dividend Rate APY Minimum Balance
.10% .10% $5.00
  • Dividend paid quarterly
  • Dividend rates may change
IRA Accumulative Account
Dividend Rate APY Minimum Balance
.45% .45% $10.00
  • No limit on deposit
  • Dividend paid quarterly
  • Dividend rates may change
IRA Accounts
Term Dividend Rate APY Minimum Balance
12 months .60% .60% $500.00
18 months .71% .71% $500.00
36 months 1.20% 1.21% $500.00
  • Dividend paid quarterly
  • Dividend rates may change
Certificates
Term Dividend Rate APY Minimum Balance
91 days .20% .20% $500.00
182 days .25% .25% $500.00
12 months .50% .50% $500.00
18 months .70% .70% $500.00
24 months .90% .90% $500.00
36 months 1.19% 1.19% $500.00
  • Dividends paid quarterly
  • Penalty for early withdrawal
  • Dividend rates may change

*For other rates please call the Credit Union
*All rates are subject to change