Share Rates

Term Certificate Rates and Annual Percentage Yields
Term Dividend Rates Annual Percentage Yield (APY) Minimum Deposit
3 Month 0.85% 0.85% APY $1,000.00
6 Month 1.50% 1.51% APY $1,000.00
9 Month1 1.50% 1.51% APY $1,000.00
12 Month 2.00% 2.02% APY $500.00
18 Month 2.25% 2.27% APY $1,000.00
24 Month 2.30% 2.32% APY $1,000.00
36 Month 2.50% 2.52% APY $1,000.00
48 Month 2.60% 2.63% APY $1,000.00
60 Month 3.00% 3.03% APY $1,000.00
3 Month Jumbo 0.90% 0.90% APY $100,000.00
6 Month Jumbo 1.55% 1.56% APY $100,000.00
9 Month Jumbo1 1.55% 1.56% APY $100,000.00
12 Month Jumbo 2.05% 2.07% APY $100,000.00
18 Month Jumbo 2.30% 2.32% APY $100,000.00
24 Month Jumbo 2.35% 2.37% APY $100,000.00
36 Month Jumbo 2.55% 2.57% APY $100,000.00
48 Month Jumbo 2.65% 2.68% APY $100,000.00
60 Month Jumbo 3.00% 3.03% APY $100,000.00

1One time penalty-free withdrawal on 9 month share certificates only.

Share Account Rates and Annual Percentage Yields
Account Type Dividend Rates Annual Percentage Yield (APY) Minimum Deposit
Money Market Access1 0.30% 0.30% $.01 - $1499.00
Money Market Access1 0.40% 0.40% >$1500.00
Share Account2 0.25% 0.25% $5.00
Christmas Club2 0.30% 0.30% $5.00
IRA Accumulation2 0.30% 0.30% $5.00

1Anticipated Monthly Rates beginning 03/01/2019. Rates are declared monthly and may change after the account is opened.
2Anticipated Quarterly Rates beginning 01/01/2019. Rates are declared quarterly and may change after the account is opened.

IRA Term Certificate Rates and Annual Percentage Yields
Term Dividend Rates Annual Percentage Yield (APY) Minimum Deposit
12 Month IRA 2.00 % 2.02 % $1,000.00
18 Month IRA 2.25 % 2.27 % $1,000.00
24 Month IRA 2.30 % 2.32 % $1,000.00
36 Month IRA 2.50 % 2.52 % $1,000.00
48 Month IRA 2.60 % 2.63 % $1,000.00
60 Month IRA 3.00 % 3.03 % $1,000.00
12 Month IRA Jumbo 2.05 % 2.07 % $100,000.00
18 Month IRA Jumbo 2.30% 2.32 % $100,000.00
24 Month IRA Jumbo 2.35 % 2.37 % $100,000.00
36 Month IRA Jumbo 2.55 % 2.57 % $100,000.00
48 Month IRA Jumbo 2.65 % 2.68 % $100,000.00
60 Month IRA Jumbo 3.00 % 3.03 % $100,000.00

Rates Accurate as of: February 27, 2019

Rates are subject to change at any time without notice. For the most up-to-date rates, please call Member Services at 800-448-4096.

The dividend rate and annual percentage yield may change at any time, as determined by the Credit Union board of directors.

There are penalties for early withdrawal and there are minimum balance and opening deposits requirements. Fees could reduce the earnings on the account.

See Terms and Conditions for full account disclosures.