Savings Rates

 

Effective Date: January 1, 2019

Share Draft Account (Checking)
Dividend Rate APY Minimum Balance
N/A N/A $25.00
.00% .00% $2,500.00
  • Dividends are paid monthly on average balance
  • Dividends rates can change
Share Accounts (Regular, Misc. and MP, Eaglet Club)
Dividend Rate APY Minimum Balance
.25% .25% $5.00
  • Dividends will be paid with minimum balance $50.00
  • Dividends paid quarterly on average balance
  • Dividends rates may change
  • Maximum 3 withdrawals per month or $5.00 fee per withdrawal
Minor's Share Account
Dividend Rate APY Minimum Balance
.25% .25% $5.00
  • Until minor turns 21
  • Dividends paid quarterly
  • Dividends rates may change
Money Market Accounts
Dividend Rate APY Minimum Balance
.40% .40% $1,500.00-$9,999.99
.40% .40% $10,000.00-$24.999.99
.40% .40% $25,000.00-49,999.99
.40% .40% $50,000.00 and over
  • $1500.00 minimum to keep account opened
  • Dividend paid monthly
  • Dividend rates may change
Christmas Club Accounts
Dividend Rate APY Minimum Balance
.300% .30% $1.00
  • Will be $10.00 fee if withdrawn before Nov. 1st
  • Dividend rates may change
Payable on Death Account
Dividend Rate APY Minimum Balance
.10% .10% $5.00
  • Dividend paid quarterly
  • Dividend rates may change
IRA Accumulative Account
Dividend Rate APY Minimum Balance
.300% .30% $10.00
  • No limit on deposit
  • Dividend paid quarterly
  • Dividend rates may change
IRA Accounts
Term Dividend Rate APY Minimum Balance
12 months 2.020% 2.04% $500.00
18 months 2.150% 2.17% $500.00
36 months 2.500% 2.52% $500.00
  • Dividend paid quarterly
  • Dividend rates may change
Certificates
Term Dividend Rate APY Minimum Balance
91 days .850% .85% $500.00
182 days 1.510% 1.52% $500.00
12 months 2.020% 2.04% $500.00
18 months 2.270% 2.29% $500.00
24 months 2.320% 2.340% $500.00
36 months 2.520% 2.54% $500.00
48 months 2.630% 2.66% $500.00
  • Dividends paid quarterly
  • Penalty for early withdrawal
  • Dividend rates may change

*For other rates please call the Credit Union
*All rates are subject to change